Your home is more than a house — it is a valuable asset
We know that your home represents much more than a material possession — it is the space of a lifetime, of memories and affection.
Request contactUZU Stories
Maria Antunes
Mrs. Maria, 79, retired and widowed, needs additional income to live and cover the costs of special care.
Pedro
Inherited a building in the historic centre with two tenants holding lifetime rent contracts.
João and Maria
Going through a divorce. João will have resources for his new life project and Ana will continue to enjoy the property.
Mr. Alberto and Children
Wants to distribute the value among the heirs during his lifetime, while keeping his right to live in the property.
Trusted guidance
We guarantee you a clear process, supported by experienced and trustworthy professionals. We are here to listen, clarify and find solutions that respect your time, your wishes and your peace of mind.
Benefits of selling your property through UZU
Imagine that a property can be divided into two parts: the usufruct (the right of use) and the bare ownership (the property itself). Through the UZU marketplace, an owner can sell the bare ownership with full legal security, retaining the lifelong right of usufruct — that is, continuing to live in the property while awaiting a future full transfer to the buyer.
Legal Security
We only select properties after a rigorous analysis of legal viability, ensuring full security in the operation.
Usufruct Monitoring
We discreetly monitor the situation of usufructuaries, ensuring transparency and peace of mind, always with respect, privacy and dignity.
Liquidity
After acquiring the bare ownership by deed, you can resell it directly on our platform.
Property Monitoring
We send periodic reports on the condition of the property, giving investors a clear view of its valuation and conditions over time.
Support Services
We provide property conservation monitoring services, allowing investors to follow everything from a distance.
Property Appreciation
Through our accredited agents, we provide on request an up-to-date report on the appreciation of your property, based on market indicators.
Frequently Asked Questions
We clarify the main questions about usufruct and bare ownership
Usufruct is the right to use and benefit from an asset that belongs to another person, without altering its structure or purpose. This right is temporary and ends under certain conditions.
In the UZU context, usufruct is established through the registration of the respective contract at the Land Registry Office.
Yes. The right of usufruct must be registered at the Land Registry Office in order to have effects against third parties.
As a rule, the customary documents of a purchase and sale: the formal transaction document (deed); identification of the parties; Land Register Certificate; Permanent Certificate; Technical Housing File; proof of payment of the transaction; proof of payment of IMT and Stamp Duty; Use Licence; Energy Certificate, etc.
Yes. The sale of bare ownership with reservation of usufruct must be done by public deed or authenticated private document (art. 875 of the Portuguese Civil Code).